Have you been considering an airline credit card? You really can’t get through an airport terminal anymore without seeing the advertisements or being asked by an airline employee if you’d like to sign up for their branded card. “Earn 25,000 miles just by signing up … that’s enough miles for a free ticket!!” Well, I don’t know about you, but I can’t recall the last time I redeemed 25,000 miles for a free ticket.
My advice? Don’t get drawn into the card just for the initial free miles you’ll receive when you sign up. Look into all the benefits and interest rates, and pick the one that is right for you.
For example, the Delta Gold SkyMiles® card by American Express® has a $95 yearly fee, which is waived the first year. This card offers one free checked bag for up to 9 people on your booking. The card will essentially pay for itself if you and a companion were to take just one trip a year and each check a bag. It also offers priority boarding, which means you should be able to find that coveted space in the overhead bin before the majority of passengers board the aircraft.
If United Airlines is your choice, they have similar benefits with their MileagePlus® Explorer Card by Visa®. United also includes two complimentary day passes to the United Club® every year. The airline clubs are a great place to wait for your flight. You can relax a bit, and avoid the crowds at the gate.
Hotels, and even Disney, also offer their own branded credit cards so you can earn points for room nights and travel packages. So be sure to check out all the benefits before signing up.
You can compare most cards by visiting CreditCards.com.